Undergraduate Application Essay Samples Secrets That No One Else Knows About

<h1>Undergraduate Application Essay Samples Secrets That No One Else Knows About </h1> <h2> Gossip, Lies and Undergraduate Application Essay Samples</h2> <p>Colleges are scanning for a sentiment of development and introspectionpinpoint the change and exhibit your private development. Being a piece of a generally excellent instructive organization can be fairly expensive. </p> <p>It is believed to be completely the most huge part your application, since the grant board of trustees will utilize this to survey who you are as an individual, and your standpoint throughout everyday life. In this manner, State University isn't just the perfect spot for me, it is the sole area for me. </p> <p>To be compelling, you need to consider a few aspects. It's exceptionally valuable to dismantle composing to see only the way that it achieves its destinations. The manner in which you start your application paper is fundamental to how well it will be gotten. Pick a law and clarify why it's so imperative to you. </p> <p>Individual schools some of the time need supplemental expositions. It grants you to apply for an assortment of grants and recognizes you from various understudies. Universities are increasingly disposed to concede understudies who can verbalize certain clarifications for why the school is an incredible fit about them past its noto riety or positioning on any rundown. A few organizations demand a paper about an understudy's decision of a college or profession. </p> <p>Because you are keen on getting the article to convey the perfect data about you, you ought to do exhaustive groundwork for the example school affirmation expositions to achieve its motivations. Along these lines, the paper should harmonize with the candidate's characteristics and interests with the goal for it to support the conceivable outcomes of affirmation. Test school confirmation papers offer candidates a chance to figure what things to compose and what things to evade. Composing the school application article can be among the most overwhelming bits of applying to school. </p> <h2> Who Else Wants to Learn About Undergraduate Application Essay Samples? </h2> <p>All you need to do is determine in the event that you need your paper to be conveyed. Having great paper models gives the peruser an inside and out and on-the-court thought regarding what an all around organized and lucid article seems like. You don't have to have the absolute best compos ing abilities as an approach to be imaginative and make a successful paper. Before you even start composing the substance of your school paper, there are various article composing fundamental guide that you generally need to shoulder as a main priority. </p> <p>At our paper support, expositions are constantly conveyed in a short second. A paper can be completely heartfeltand horrible. On the off chance that you are needing an all around created paper, at that point you can depend on us to convey. Composing a school paper can be a difficult assignment at the outset, yet seeing how various subjects of school expositions work may help you later on. </p> <p>For a start, the run of the mill application paper points need you to utilize language that is completely liberated from language blemishes and syntactic mix-ups. Generally an application will furnish an incredibly wide theme with which you can do nearly anything, or probably they will allow you to expound on whatever subject you need. Two new article choices are included, and some of the past inquiries are reconsidered. Make certain to track with the right organization, comprising of the general bits of an exposition. </p> <p>In general, there's no single right point. The general arrangement of your article, for instance, text dimension and edges, will exclusively be founded on the guidelines gave to you. Expound on a difficult you have or wish to address. Try not to disregard to clarify why the issue is critical to you!</p> <p>After putting your buy, you will be in a situation to chat with your essayist straightforwardly consistently. As a result, going through cash to deal with your articles might be testing. There is anything but a brief to guide you, which implies you should ask yourself the inquiries that will get at the focal point of the story you wish to tell. Your answer shouldn't be a book report. </p> <h2>The Argument About Undergraduate Application Essay Samples </h2> <p>Your application should comprise of other captivating things which you would not ordinarily remember for the resume. This strategy isn't one in which that we might want to see proof which you're much the same as every other person. Each second, come what may, I was the sole young lady. </p>

The Ultimate Research Paper Topics for Developmental Psychology Trick

<h1>The Ultimate Research Paper Topics for Developmental Psychology Trick </h1> <p>Whenever your task is a writing survey, you're typically shown with the most extreme examinations you can place in your work. At precisely the same time, it includes the investigation of human maturing and the entire individuals life expectancy. In certain occasions, understudies essentially devise the investigation and envision the potential outcomes that may happen. Scholarly Growth examine papers investigate the four phases of scholarly increment in the human life expectancy. </p> <p>A paper needs an examination issue you should address. Finding a strong subject is only one of the most huge advances when composing any type of paper. The title of your task consequently decides the examination you will need to do to have the option to be in a situation to create the paper. Subsequent to having the entirety of your examination nearby each other, it is the ideal time to beg in making the authentic research paper. </p> <h2> Research Paper Topics for Developmental Psychology Help! </h2> <p>Prior to beginning, become familiar with the best approach to run a brain science analyze. The greater part of the brain research sub-fields are completely expansive, making looking into on it incredibly tricky. Absolutely, it is one of the most fascinating parts of science out there. You may likewise select to look into and expound on a brain science profession. </p> <p>The absolute initial step of each guide on how best to compose brain research look into paper is to choose a theme. The objective of a brain research explore paper, simply appreciate any kind of logical composition, is to discover the crowd flow about advancements in the brain science field. To know about the credibility of these hypotheses legitimate research must be accomplished by the analysts. Momentum examine There are heaps of particular ways to deal with find a great formative brain research inquire about paper subject, and this enlightening article will cover some of themand incorporate an example of points to choose from. </p> <h2> Facts, Fiction and Research Paper Topics for Developmental Psychology</h2> <p>If you will make a brain research paper, the absolute first thing you need to do is pick an incredible point. You may need to peruse a decent arrangement while doing research for your scholarly exposition, and it will take a great deal of time and vitality. You appreciate the central methodology for picking a generally excellent point, however nothing gives off an impression of being getting your advantage. Recognizing a theme for your investigation can be extreme, however there are numerous extraordinary strategies to create interesting thoughts. </p> <p>If it's important to make a generally excellent research paper, choosing an awesome point is the first step. What's more, remember you'll additionally need to refer to your asset assets inside your exposition. Still there are various general tips you may apply while picking a subject. On the off chance that you need help with your examination paper, here's an exhaustive guide that will assist you with creating an exploration paper including all the components.</p> <h2>Research Paper Topics for Developmental Psychology </h2> <p>Make sure you can shape an incredible speculation on this issue you're choosing and you should pick a su bject that has adequate substance effectively accessible and available through online discussions. Try not to stop here, accomplish more research or you could mix a few point proposals above to make an interesting subject. Notwithstanding such subjects, you may likewise choose for one from among the following exploration themes. The subjects aren't just motivational however help you with amazing thoughts you could have in your exposition. </p> <p>As you begin attempting to discover brain science paper theme thoughts, the absolute first thing you should consider is the rules for your article given by your teacher. The quest for an excellent subject for your brain science exposition can be very baffling should you not comprehend where to start. It's in every case a whole lot better to find a particular, restricted point. There are a few fascinating brain research points to choose from. </p> <p>In expansion, you can watch particular themes for your exploration paper on the site! So pick a subject from the resulting records and make an examination paper MLA and APA position which is given by teachers. All things considered, proficient diaries are a fabulous spot to source content for your evaluate paper. Expert and scholastic diaries are likewise an exceptional spot to find materials for an investigate paper. </p> <p>Other cases, as in a strange brain science program, may ask that you create your paper on a specific subject like a mental issue. You may likewise choose a subject that is identified with a dysfunctional behavior or mental issue. Get familiar with the hereditary reasons for a particular formative incapacity like dyslexia. Mental reasons with respect to the event of melancholy 13. </p> <h2> The Argument About Research Paper Topics for Developmental Psychology</h2> <p>Social brain science is an individual sort of this broad science. It is a general brain science branch that reviews an individual's conduct in the public eye. Subjective brain research handles the unmistakable mental procedures occurring in somebody's psyche. Advancement brain science is focused on the life expectancy of individuals, so you have various points to pick from. </p>

Research Paper Topics on Frankenstein - Will You Become the Monster Who You Were Defined To Be?

<h1>Research Paper Topics on Frankenstein - Will You Become the Monster Who You Were Defined To Be?</h1><p>The uplifting news is that you can transform your Frankenstein beast into a Frankenstein kid by learning the examination paper subjects on Frankenstein. Perhaps the best decision for your Frankenstein examine paper subjects would be the narrative of 'Frankenstein' and the beast that made him what his identity was, which is a significant fascinating story. On the off chance that you don't have any acquaintance with it as of now, this specific beast is a sort of animal known as a Chimera.</p><p></p><p>The animal was made by a researcher who was attempting to make something progressively astute. In any case, he stalled out in a scrape provided that he succeeded, it would have been made from two unique animals. Then again, in the event that he fizzled, he would be left with the beast that was the consequence of his experiments.</p>< p></p><p>What do the examination paper subjects on Frankenstein have to do with your Frankenstein inquire about paper themes? From numerous points of view, it must mean a certain something, and that will be that you are a beast yourself, and you need to make a beast as a beast. You need to be more than what you are at this moment, you need to be more than the beast you are. You should be more than what you are on the grounds that you are frightened of what you truly are.</p><p></p><p>Because of this, you look to turn into the genuine beast. That implies, you should be an appalling animal. You should be dreaded. You should act uniquely in contrast to you are.</p><p></p><p>Many of the examination paper points on Frankenstein has to do with the bizarreness of the animal. One reason why you are so terrified of yourself is on the grounds that you are frightened of what you are, however you fear what you will turn into. You dr ead being known as the beast, however in all actuality, it is just being the beast you were bound to be.</p><p></p><p>In the future, you will realize that you have been simply what you are presently, and you have turned your life around. As you are getting more established, you won't fear turning into a beast, and you will understand that you were bound to be a beast from the start.</p><p></p><p>You need to realize that you are a beast since you are. You have to realize that you are a beast since you have been. At the point when you locate this out, you will never again fear being what your identity is, you will be a beast since you have been a monster.</p>

Evaluation Of The Viability Of The Sukuk - Free Essay Example

Sample details Pages: 13 Words: 3909 Downloads: 5 Date added: 2017/06/26 Category Finance Essay Type Research paper Did you like this example? This proposal aims to evaluate the current status and the viability of the Islamic financial Securities such as Sukuk as an alternative of the conventional financial securities like Eurobond in the context of the current financial crisis. I will outline the overall aims and objective of the research and discuss the various studies on growth of Islamic finance and decline of conventional finance in the background of the financial crisis. This paper will reflect an overall structure of the whole proposal. SIGNIFICANT FOR THE RESEARCH In the financial global market, the Islamic financial services sector is analysed to be gown at double digit rate(Bley Kuehn, 2005), involving over 200 financial institutions with assets estimated to exceed US$ 200 billion(Al-Dhahiri et al, 2003). Researchers (Hamwi Aylward, 1999) already has recognised that over the last decade, Islamic banking and finance has experienced global growth rates of 10-15 percent per annum, and has been moving into an increasing number of conventional financial systems at such a rapid pace that Islamic financial institutions are present today in over 51 countries (Sole, 2007 pp:1). This research is aimed at investigating the practicability of the Islamic Financial system as an alternative to the traditional financial system especially in the context of the recent financial crisis. The fast growth of Islamic banking and finance raises different important questions: Is the development in Islamic banking and finance a result of the comparative adva ntages of the Islamic banking concept or is it largely attributable to the worldwide Islamic recovery since the late 1960s (Chong Liu, 2007). The fact that Islamic laws forbid paying and receiving interest promote all parties in a financial transaction to share the risk and profit or loss of the project (Qorchi, 2005). In an Islamic contract the output and the quality of the project, ensures a more equitable distribution of wealth (Qorchi, 2005). Don’t waste time! Our writers will create an original "Evaluation Of The Viability Of The Sukuk" essay for you Create order AIMS AND OBJECTIVES The overall aim of this research is to review and evaluate significant growth of Islamic finance and financial securities as an alternative of the traditional financial system and financial securities which led to the current financial crisis. The objectives of the research can be further identified as: (1). the recognition of the basic concepts of conventional and Islamic financial system. (2). How did studies deal with financial crisis and its effect on the traditional and Islamic banking system. (3). what are the effects of current financial crisis on traditional bond market? (4). How does the Islamic Finance response to the crisis? (5). Is Islamic Securities à ¢Ã¢â€š ¬Ã¢â‚¬ ¢Sukukà ¢Ã¢â€š ¬Ã¢â‚¬â€œ feasible? (6). If Islamic Sukuk is feasible then can it replace the traditional Eurobonds? (7). If it is not feasible then can it co-exist with the traditional Eurobonds? Overview Conventional Financial system Everyone has to contact with the financial system and everyone is very well aware of the financial institution like banks, building securities, and insurance companies, each providing in its own way for every day needs, such as payment facilities through banks, convenient savings and access to home loans from building societies, and car, house, or life insurance. The other financial markets, like the Stock exchange where the securities are bought and sold, are an important market though very few are directly concerned with their activities (Van Harne, 1990). All these financial institutions and markets fit together into a network which comprises the financial system or conventional financial system (Brian, 1992). The conventional financial system based on debt and the fixed rate of interest. The borrower in gaining the high fixed returns may get default as these bonds and corporate securities are not backed by the assets or gold. The burden and all risk are transferred on the is suer. Therefore in try to get high returns and greed of getting more financial share the conventional borrower and mortgage prices went up which result in the drying up the financial market and major companies got default. Islamic Financial System The Islamic financial system makes possible lending, borrowing and investment functions on a risk-sharing basis (Ishaq Mansoor, 2008). Islamic finance is fundamentally different from the conventional finance model as it is based on a profit and loss structure (PLS), which requires that a financial institution invest with a client in order to finance their needs, rather than lending money to the client. Because of the inherent risk involved in an investment, the financial institution is entitled to profit from the financial transaction (IBID). (SBP, 2007). Islamic banking and finance industry has been making breakthrough developments to become a truly feasible and competitive alternative to conventional systems at the global level as an industry adding more ethical, competitive, flexible and diversified tools and systems to global financial marketsà ¢Ã¢â€š ¬Ã¢â‚¬â€œ (Ishaq Mansoor, 2008 pp: 708). The need for Islamic banking is prompted by three considerations: (a). An I slamic investor should keep away from alliance with industries forbidden to Muslims: such as; alcohol, gambling, pornography, meat packing (of pork), weapons production, and liquor. (b). An Islamic enterprise is advised to avoid interest (riba), as well as gambling, and, accordingly, constraints exist on transactions involved in debt securities and in futures and options. (c). Many Muslim investors tend to be attracted to enterprises monitoring the Islamic ethical and moral standards (Oà ¢Ã¢â€š ¬Ã‹Å"Sullivan, 1996). The Islamic finance industry has grown by about 15 percent on average over the last three years, with more than US$500 billion now lodged in Islamic banks, mutual funds, insurance schemes (takaful), and Islamic branches of conventional banks (Jobst, Kunzel, Mills, Sy, 2008). Islamic Law prohibits charging interest (Rajesh, K.A Yousaf, T., 2000). Islamic banking is currently practiced in more than 51 countries worldwide. In countries such as, Iran, Pakistan , and Sudan, only Islamic banking is practiced whereas other countries, such as Bangladesh, Egypt, Indonesia, Jordan and Malaysia, Islamic banking co-exists with conventional banking (Chong Liu, 2007). Therefore Islamic banking, is not limited to Islamic countries as In August 2004, the Islamic Bank of Britain became the first bank licensed by a non-Muslim country to engage in Islamic banking (Chong Liu, 2007). SUKUK Islamic securities have become increasingly popular in over the last five years, both as a means of raising government finance through sovereign issues, and as a way of companies obtaining funding through the offer of corporate Sukuk (Wilson, R., 2008) as Sukuk is to be use as a tool for liquidity management (Wilson. R., 2008), the Sukuk market continues to generate strong interest by new issuers in Muslim and non-Muslim countries. Sukuk (plural of Sakk) are commonly referred to as an Islamic bond, but a more precise translation of the Arabic word would be an Islamic investment certificateà ¢Ã¢â€š ¬Ã‹Å"à ¢Ã¢â€š ¬Ã‹Å"(Thomas, 2005). The Accounting and Auditing Organisation for Islamic Financial Institutions (AAOIFI) defines the Investment Sukuk as a certificates of equal value representing undivided shares in ownership of tangible assets, usufructs and services or (in the ownership of) the assets of particular projects or special investment activityà ¢Ã¢â€š ¬Ã‹Å"(Norman, T. ,2009). Sukuk is an Islamic financial certificate, similar to a bond in Western finance that complies with Sharia, Islamic religious law. As the traditional Western interest paying bond structure is not permissible, the issuer of a Sukuk sells an investor group the certificate, who then rents it back to the issuer for a predetermined rental fee. The issuer also makes a contractual promise to buy back the bonds at a future date at par value (investropedia, 2009). Sukuk are monetised real assets (converting a government debt into available currency, especially issuing securities, that are liquid (easy to convert into cash), easily transferred and traded in the financial market (Adam, 2006). Likewise the Eurobonds are also liquid assets which are marketable and accepted by all the investors (www.independent.co.uk, 2005). Eurobonds are issued by a government, company shows potential to repay borrowed money at a fixed rate of interest at a specific time. Eurobonds are liquid and trusted bonds as it is backed by a fixed interest rate (ibid). Sukuk can be examined without any difficulty by international and regional rating agencies which facilitate their marketability (Adam, 2006). Likewise the Eurobonds are easily rated by the rating agency as these rating agencies rate these securities on the basis of the liquidity and the liabilities not on the basis of the religion and ethics (Standard Poorà ¢Ã¢â€š ¬Ã‹Å"s, 2009). As the agencies do not rate the securities on the basis of the religion, rather securities are rated on the basis of the quality and the ability of obligator to meet the obligations (ibid). Same like the similarities in the Islamic and conventional financial securities, there are few differences as well, and on the basis of that one system can be preferred on the other system. Starting from the type, the conventional financial Security is a debenture bond whereas the Sukuk are the Secured securities. Debenture bonds are those securiti es that is unsecured corporate bond by any mortgage, dependent on the credit of the issuer (Dictionary Reference.com, 2009). Whereas the Sukuk are backed by the real assets such as they are attached with the assets which can be turned into tradable in the future or can be replaced by the real assets (Richardson Abdl-Khaleq, 2007). Eurobonds are paper bonds whereas the Sukuk securities are really assets based security which have potential to convert the security into tradable asset in future. Secondly, the major difference in Sukuk and conventional bond is the right of ownership. As Sukuk represent the ownership opportunity in existing or well described assets whereas conventional bond represent pure debt on the issuer (Adam, 2006). LITRATURE REVIEW The relative success of the Islamic finance is remarkable (Bley Kuehn, 2005)as islamic finance institution are making progress with the grwoth rate of 15-18% which is double the average growth rate of conventional finacial institutions (Saifi, 2004). We will discuss A review of the litrature on traditional financial system (TFS)and Islamic financial system( IFS) and the security markets. That is devided into sections as will be reviewing the litrature on the decline of the popularity of the TFS and the growth of the IFS over the last two decades. The litrature review basically discuss information of three area on which research will be carried: (a) traditional banking system and its downfall, (b) islamic financial system and its growth, and (c) the empirical investigation of the feasibility of islamic financial securities to alternate the traditional finacial bonds to raise funds for the projects. BACKGROUND FOR STUDY The current collapse of banking and financial institutions raised a question as interest rate has long been recognized not only by classical and neo-classical economists but also by contemporary economists as one of the factors that determine the level of savings in the economy. Although there are cases of inconsistent findings, it is a generally accepted opinion that interest rate has a positive relationship with savings (Ahmad Haron, 1999). Generally, financial institutions perform two functions; one is to collect deposits and the other is to issue loans (Toutounchian, 1996). Depositors are guaranteed a predetermined return on the nominal value of the deposit by the bank even in most of the cases the deposits are insured (ibid). Hence it can be argued that the traditional financial system plays a passive role in the economy, is operating to face any economic fluctuations (ibid). It is argued that in these banks since the nominal value of the deposits is guaranteedshocks that can lead to banking crisis can cause divergence between real assets and real liabilities and it is not clear how this equilibrium would be corrected and how long the process of adjustment would takeà ¢Ã¢â€š ¬Ã¢â‚¬â€œ (Mohsin, 1985). This is the real essence of fund intermediary function of a traditional finance (Toutounchian, 1996). Islamic finance can simply be defined that it is based on the basic principle of the prohibition of the riba as Islamic institutions does not charge interest but rather participates in the yield resulting from the use of the funds( Lewis Algaoud, 2001). Ebrahim Safadi ( 1995) advocates that islamic finance operations are according to the profit and loss sharing principle which are superior financial security to debt for many reasons including risk sharing of the equities (Hamwi Aylward, 1999. Liu Chong(2007) are of the view that the islamic finance is not different from the conventional finance as the unique feature Profit and Loss sharing ( PLS) practically is very similar to the TFS as islamic financial products based on the PLS are not interest free beacuse pegged to conventional deposits(ibid). On the other hand the basic pillar of the conventional financial system is interest rate and fixed income securities have been accepted globally in raising finance for funding large development and capital expenditures (Usmani, 2006). A fixed income security is an investment which provides a return in the form of fixed periodic payments and ultimate returns of principal at maturity (Usmani, 2006). The motivations of firms that issue global bonds is particularly to test whether firms are motivated to offer bonds in multi-markets to raise more capital, take benefit of being well-known in foreign markets and owing to poor domestic economic conditions (Tawatnuntachai Yaman, 2008). The bond market robustness converts into depression when financial crisis which started in 2007 has created the greatest financial dislocatio n since the Great Depression of the 1930s (Melvin Taylor, 2009). The Eurobond which are based on fix interest rate and guaranteed of fixed return failed to impress the investors in an auction (Kaminska, 2009). In addition, the loans rate set in the fixed income market will have large effect on the demand for properties, and thereby prices, one would strongly believe that securitised property prices are determined by the interest rate changes rather than the stock market (Cheong, Wilson, Zurbruegg, 2009). Financial markets are intergrated now a days and no single economy can avoid the effect of the financial crisis (Chapra, 2007). If the financial system is not responsible for the crisies then why there is a general nervous feeling that à ¢Ã¢â€š ¬Ã¢â‚¬ ¢something is wrong with the financial systemà ¢Ã¢â€š ¬Ã¢â‚¬â€œ (Stiglitz, 2003, p: 54 On the other hand, the Islamic finance manages the affair without involving the pre-agreed interest payment and receipts that replace the interest-based intermediation between the borrower and the lender with profit and loss sharing and equity based link (Bhatti Khan, 2009). CURRENT FINANCIAL CRISIS The credit crunch refers to a sudden shortage of funds for lending, leading to a resulting decline in loans available (Blog, 2008). A Credit Crunch can occur for various reasons such as sudden increase in interest rate, direct money controls by the governments and a drying up of funds in the capital market (Blog, 2008). The crisis started in 2008 in US supreme mortgage market and widely spread all over the world which raised a question that why this has system collapsed which leads the splillover effects from US sub- prime crisis to UK by far the most transparent and worrying for the authorities that exposed the tension between the central banks with respect to the provision of liquidity support facilities, the difficulties inherent in the economy for dealing with the banking crisis, defects in banking economy regulation and supervision and the glaring flaws in deposit protection arrangements (Maximilian, 2008). Islamic Finance Response to Crisis Principles of Islamic Finance The first principle has an effect on the depositors à ¢Ã¢â€š ¬Ã‹Å"behaviour and their decision-making process. The choice of action is based not only on the immediate financial returns but also on those returns in the hereafter. Since Islamic banks operate on an interest-free basis and their establishment is designed to improve Muslim communities. In the case of the second principle that involves wealth, Islam has given a clear guideline to be followed by Muslims. The essence of Islamic finance summarised by the Charles FÃÆ' ¨vre, 2006 is as following: Interest rate, taking or receiving on transactions is prohibited. Capital must have a social and ethical purpose further than pure, unfettered return; Investments in those businesses which are dealing with alcohol, gambling, drugs or anything else that the Sharià ¢Ã¢â€š ¬Ã¢â€ž ¢ah considers unlawful and unwanted, are prohibited. Transactions involving masir (speculation or gambling); gharar, or uncertainty abo ut the subject-matter and terms of contracts are forbidden which includes a prohibition on selling something that one does not own. As the interest-earning on investments are restricted, Islamic banks obtain their earnings through profit-sharing investments or fee-based returns (Charles FÃÆ' ¨vre, 2006). Traditionally an Islamic bank offers two kinds of services: firstly; it provides services for those on a fee or a fixed charge, such as safe deposits, fund transfer, trade financing, property sales and purchases or handling investments (IBID). Secondly; those that involves joint ventures in investments and the sharing of profits and losses (Charles FÃÆ' ¨vre, 2006). REASEARCH METHODOLOGY Methodology is a set of tools, techniques, procedures and investigative methods, used to collect, store, analyse and present information. Scientific methodology involves the development of hypotheses and predictions, investigating the manipulation of particular variables while maintaining all other variables constant, using measurable, objective measures and statistical analyses in order to come to conclusions about the topic under investigationà ¢Ã¢â€š ¬Ã¢â‚¬â€œ (inspiritive.com, 2009). Research can be defined as à ¢Ã¢â€š ¬Ã…“something that people undertake in order to find out things in a systematic way, thereby increasing their knowledgeà ¢Ã¢â€š ¬? (Saunders et al, 2003). Research methods are the means by which knowledge is acquired and constructed within a discipline. It needs to be both relevant and rigorous in order to be accepted as legitimate within a particular field of knowledge (Harvey Myers, 1995).whereas Leedy Research methodology can be explained as the process carried out to achieve the overall aim and objectives of the research (Saunders et al, 2003). What does Research Methodology Include? The research methodology involves primary data and secondary data. The primary data collected are more consistent with our research questions and research objectives. With the help of primary data the reasons behind consumer behaviour, management decisions or problems faces in internationalisation efforts can be identified (Ghauri Gronhaug, 2005). According to Hussey and Hussey, (1997, pg.149) à ¢Ã¢â€š ¬Ã¢â‚¬ ¢original data is known as primary data, which is data collected at sourceà ¢Ã¢â€š ¬Ã¢â‚¬â€œ. Primary research provides information and data which doesnà ¢Ã¢â€š ¬Ã‹Å"t already exist. Some of the methods of primary data collection include: Focus groups, Interviews, Observation and Questionnaires (Saunders et al, 2003). According to Saunders et al., (2007, pg.272) à ¢Ã¢â€š ¬Ã…“data that have already been collected for some other purpose, perhaps processed and subsequently stored, are termed secondary dataà ¢Ã¢â€š ¬?. Data can be collected internally or externally from th e available materials for literature. These materials come from books, journals, articles, research papers, conference proceedings, newspapers, theses and internet sources. It includes both quantitative and qualitative data and they can be used in both descriptive and explanatory research. Within business and management research such data are used mostly in case study and survey-type research (Saunders et al, 2003). Research Methods Generally available methodological options for Research are two: qualitative research and quantitative research (Ticehurst Veal, 2000). Qualitative Research The purpose of qualitative research is to describe a certain process or problem, to interpret a particular problem and to develop new theoretical concepts and perspectives, to verify the validity of certain problem, and to evaluate the effectiveness of the chosen particular problem (Leedy, 2005). The qualitative analysis based on meaning expressed through words, symbols, interpretations, actions and behaviour (Thornhill et al, 2003). Quantitative research Generally, quantitative research is used to answer the question about relationships among measured variables with the purpose of explaining, predicting, and controlling phenomenon ( Leedy Ormord, 2005). Whereas, Thornhill et al, (2003) stated that in quantitative analysis, the data is based on meanings from numbers. The collection results in numerical and standardised data and the analysis are conducted through the use of diagrams and statistics (Thornhill et al, 2003). The aim of the project can be viewed as qualitative, explanatory, and comparative. To fulfil these aims, the study intends to use the qualitative comparative research strategy (Bryman Bell, 2003). As Leedy Ormrod (2005) noted that qualitative researchers commonly use triangulation for the validation of the research. Comparative Analysis Given the options, qualitative research will be carried out where the literature to be reviewed will be mainly secondary data. The results obtained from the data can be validated by using the above mentioned strategies and comparative analysis which is suggested by Leedy Ormrod (2005) to fulfil the requirements of research. As the Max Weber (1968) also develop approach for social and economical analysis based on comparative method to identify that the researcher plays primary role in outlining research questions, categorizing elements of analysis, and the topics for comparison rather than assuming an objective separation of the researcher and data, as he is of the view that this kind of approach does not confuse researcherà ¢Ã¢â€š ¬Ã‹Å"s conceptualization of the under research phenomenon and phenomenon itself. Comparative analysis facilitates researcher to investigate the problem from a recognized starting point and the investigate other aspects of the object during analysis (Web er, M., 1968 cited in: Google, 2009) Data Collections and Methods In order to achieve the aims and objectives of the research a series of the reviews will be conducted on available literature on Islamic Finance and Conventional finance, particularly the Islamic securities. Islamic source of finance, Al- Quran, Sunnaà ¢Ã¢â€š ¬Ã‹Å"ah, Shariaà ¢Ã¢â€š ¬Ã‹Å"a Laws, and Hadiths books have been taken into account to get information about the Islamic financial principles, and the regulations which are applicable to the finance. This research is based on secondary data which is collected by using research techniques, procedures and instruments such as 1. Journals 2. Books 3. Libraryà ¢Ã¢â€š ¬Ã‹Å"s web based services such as ABI/Inform, Proquest system, Jstor, Emerald. 4. Newspapers 5. Internet and internet article As qualitative comparative analysis will allow the researcher to outline the research objectives and categorizing the elements of the analysis and the choice of selection of the topic to analyse. The comparative analysis will helpful throughout the research to investigate the selected topic from a recognised point and researcher will be able to investigate the other aspect of the analysis. The methodology will be persuaded towards an approach in order to analyse appraise views on the Islamic financial system and Islamic securities in detail as an alternative to the traditional financial system in the context of current financial crisis by presenting and discussing with supervisor as to how he see the future of Islamic and traditional banking following the direction in which it is undertaken. LIMITATIONS This research may have few limitations The main concern is the collection of basic qualitative data from reliable sources mainly from university web based sources and Google scholar search materials; the challenge will be the identification of the reliable sources as often there will be situation where the results can vary from source to source. Sorting the reliable data from since the resources have vast options and all of them might not be having the same facts and figures which will be may required more time than expected in research process. Another limitation that may occur and cause the research to be narrowed and summed up sooner is for the research to miss out on some useful information which would be useful if taken under consideration. As for the vastness of the topic it is a concern that could be distracting as religious validities can be possible but main focus will be managed throughout the research. This research is a qualitative comparative analysis which is de pending on the secondary data that may lead research to be limited as collection of data is generally more time consuming and the time is limited and it is not possible to studied wide range of literature which can make difficult to make a systematic conclusion. Drawn Conclusion Comparison of the both system (Islamic Financial System and Conventional Financial System, major will be the Islamic financial securities and conventional bonds) will formed the ground for the conclusion depending on the information gathered from research.

The Rise of Argumentative Essay Topics Middle School Students

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Heres What I Know About Write My Essay for Me

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Essay Topics For School - Interesting Essay Topics for School That You Can Learn From

Essay Topics For School - Interesting Essay Topics for School That You Can Learn FromEssay topics for school this year are interesting and varied. Essay topics for the school are very important to choose from and should reflect your personality and interest. You should consider each of the essay topics for school that are presented this year carefully and select the one that you think will best fit your abilities. You will have many options, so be sure to consider your preferences and determine which essay topic would be right for you.Most students will choose a theme for their essay topics and then they will base their questions around the topic. This way they can stay true to the theme. Consider your age and how long you have been writing essays. Depending on your age, you might want to write an essay that is slightly more complex. With maturity, it is best to write a less complicated essay.Do you like writing? Many students like the process of writing a good essay. They may enjoy working in groups or writing by hand. Whatever your preference is, there are many essay topics for the school that can give you the pleasure of writing, as well as enjoying the process.If you are fortunate enough to have a parent or teacher who is a great writer, it is very possible to learn from their style. The great writers will provide you with examples that you can study. They may even be willing to help you a little in your own writing.Don't wait until the last minute to get started on your essay. Begin writing as soon as you decide that it is the topic for your assignment. When you have completed it, you will have a much better chance of completing the assignment on time.Writing is a creative art, and you may be surprised at how different people's handwriting will be. Many students can write well with their hand, but it may take them longer to write with their pen. It is important to know your handwriting and have a pen to write with. Use whatever techniques are most comforta ble for you.When you are researching essay topics for school, consider some facts about the life and experiences of the person being interviewed. This will give you an idea of what kind of questions to ask and what the interviewee is familiar with. It is important to remember that the person being interviewed is still a student. You should always make certain that the student is comfortable with the situation.It may be easier to write an essay about the culture of a country than that of an individual person. There are many places on the internet that provide background information for interesting essay topics for school. Be sure to look around on these websites to find a few ideas for your essay.

Essay about Increasing Oil and Gasoline Prices - 1030 Words

We the American people have seen rising oil and gasoline prices continuously over the last few decades. Each year is slightly higher than the last. However, we have seen a few instances where oil and gasoline prices have spiked rapidly enough to invoke the American public to stop spending or cut back. The first time in recent history was after the hurricanes Katrina and Rita in 2005. Then, in July 2008 we saw a massive jump to the current record high national average of $4.50 per gallon of gasoline. Oil at this time was over $115 per barrel of light sweet crude which is the oil that American’s use in their gasoline. Currently the US oil and gasoline prices continue to increase. In the last month gasoline alone has risen almost 17 cents a†¦show more content†¦Thus, if the reason for the panic in oil prices is Libya then there really isn’t one. Considering that most of Libya’s export goes to Europe and it’s also in the form of Bent crude oil which A merican doesn’t even use. In comparison Egypt and Tunisia during their revolutions didn’t loose any oil exports. So again even as a whole the conflict in the Middle East isn’t a valid reason for this jump in oil prices. These events can have an effect on oil prices. However the evidence only points to a partial effect, not as much as some people would have you believe. The next most common used cause for the increase of oil prices is the explanation of supply and demand. Currently the world uses 85 million barrels a day, and currently the supply per day is only 80 million barrels (source). To reflect, the current market price of oil is roughly $105 per barrel. For those that say supply and demand is the main reason why I have a question. Why if the difference is 5 million barrels per day is the price per barrel of oil only $105? When in 2008 the difference between supply and demand was only 1 million barrels. At this time the price of oil was greater than $120 p er barrel and gasoline was closing in on $5 per gallon. Although regardless of the amounts the markets drive the price supply and demand does have its place. We are using more and more oil and gasoline and that will eventually drive theShow MoreRelatedThe Price Of Gasoline Prices1662 Words   |  7 Pageslast ten years, gasoline prices have been increasing in Canada. Consumer spending on gasoline holds a large amount of total household expenditures. In 2009, the Consumer Price Index (CPI) calculated on average that Canadians spent about six percent of their total household budget on gasoline (Statistics Canada, 2013). Therefore, gasoline prices changes on consumer price inflation. In order to make gasoline, crude oil and refineries are required. 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Effectiveness of Distribution & Transportation-Free Samples

Question: Disucss about the effectiveness of Distribution and Transportation in fulfilling the Objectives and Goals of Nestle. Answer: Introduction The movement of raw materials, finished products animals, and people highlight the concept of transport and distribution. With the help of transport and distribution, the business organizations move the product from one to another using various modes of transportation. Space, cable, rail, pipeline, water, and road are the major modes of transportation. Management of people, operations, infrastructure, and vehicles are the key features of transport and distribution. From the industrial perspectives, transport and distribution are defined as the delivery of products and materials at the right time to the customers (Payaud, 2014). This report highlights the effectiveness of distribution and transportation in fulfilling the objectives and goals of Nestle. Key Information about Nestle Nestle is one of the internationally recognized Health, Wellness and Nutrition Company that dates back its origin in 1866 in Switzerland. Since the establishment, the company has expanded globally to countries such as the United Kingdom, the United States, Canada, and Asia. Considering the mission of the company Good Food, Good Life, the company provides highly nutritious food and beverage to the customers. Frozen desserts, meals, pet care food, chocolates, ice creams, coffee, wafers, beverages, and confectionery are some of the most popular brands of Nestle. The company generated an annual revenue of 9.066 billion in 2015 that was comparatively lower from the profit generated in 2014, that was, approximately 14.456 ("Nestle", 2017). Within the cultural category, Nestle ranked within the top 10 as one of the most admired and popular companies in 2013. Since the establishment of the company, the company has always strived to enhance the life of the customers by providing them with highly nutritious and healthy food. The company has developed their products with the aim of helping and caring for the customers and their family. Therefore, the main motto of the company is to support and encourage people in leading a healthy life. One of the core values of Nestle is respect. The company believes in respecting their customers, the future generation along with the surrounding environment, global diversity and culture. However, Mondelez International Inc. Danone, Mars, and Cadbury are the major competitors of Nestle ("Nestle", 2017). Incoterms selection consideration Analysing the effectiveness of transport capability of Nestle From the daily perspectives, from over 1600 warehouses, Nestle transports and distributes an estimated 140,000 tons of products to the consumer markets (Sethi, 2012). Nestle distributes and transports the raw and finished products in collaboration with the logistics that travels approximately 270 times regularly around the world. The Nestle products are generally transported to the customers in the end after being distributed from the factory to the distribution centres. Nestle is able to analyse the environmental performance and enhance the efficiency of the network by decreasing the level of noise, traffic congestion, emission of greenhouse gases, mileage and consumption of fuel (Pfitzer, Bockstette Stamp, 2013). Distribution and Transportation Approach by Nestle Nestle has developed the distribution and transportation approach according to the environmental sustainability. The main concern of the approach includes: Extensive training for the drivers in order to gain the ability to handle both safety and environmental issues effectively Optimizing the distribution networks and routes for conducting the operations In order to improve the options of transportation by exploring the opportunities extensively by selecting alternative transportation modes along with recognizing less harmful sources of fuels. Increasing the use of vehicles, analysing the network of the strategic distribution along with minimizing the rate of empty transportation are some of the methods of optimizing the performance of the company (Smith, 2012). However, route planning is one of the ongoing processes of optimizing the fleet operations for Nestle. Based on the sustainable business approach by Nestle, the company aim towards eliminating the traditional modes of transportation and use rail or short-sea freight (Biswas et al., 2013). For example, Nestle aim towards mitigating the use of fossil fuels but increasing the use of natural gases in order to reduce the adverse environmental impact of transportation. From the warehouse perspective, Nestle aims towards reducing the rate of energy consumption along with selecting an alternative source of renewable energy. Additionally, Nestle also aims towards developing and implementing new distribution and transportation technologies that includes unique and innovative ideas that will help the company to ensure effective environmental improvements (Rahman, 2017). Incoterms used by Nestle Free Onboard Vessels are used by Nestle to transport and distribute their products from warehouses to respective destinations. The International Chamber of Commerce defines Free Onboard Vessels a mixture that enforces the seller to bring the goods from the port along with clearing the goods for export and confirming that the products are loaded onto the ship that will take it to the buyer (Dolley-Sonneville, Romeo Melkoumian, 2013). The buyer is able to determine the risk only when the goods have cleared the railing process. According to the concept of Free Onboard Vessels, Nestle transports the product that needs to be exported which is then loaded onto the vessel selected by the buyer. All the costs and risks are transferred to the buyer, once the products are loaded to the vessel by Nestle. Figure 1: Incoterms used by Nestle (Source: Rojas-Rueda et al., 2012) Carrier selection criteria Nestle selected the carrier for transportation of the raw and finished products based on three main factors. The factors include increasing the efficiency of transportation, reduction the emission greenhouse gases and decreasing the cost of transportation and distribution. The significance of the aforementioned factors in selecting the most suitable factors are discussed below. Modal shifts Nestle aims towards implementing a more sustainable business approach by reducing the emission of greenhouse gases while transporting and distributing their raw materials or finished products (Rabl Nazelle, 2012). Therefore, Nestle has decided to the long distance transportation and distribution of their products through sea or rail instead of roads. This approach or modal shift will allow Nestle to reduce the emission of greenhouse gases along with avoiding traffic congestion and increasing the efficiency. By 2016, according to the EU Marco Polo Project initiated by Nestle, the company aim towards transporting and distributing 360,000 tons of pet care, water, and cereal products through rail instead of the road. This initiative will allow Nestle to withdraw almost 5000 trucks annually. In accordance with the initiative, Nestle is going to take the advantage of the rail connections between Italy, Germany, Slovakia, and France. Successful and effective execution of the strategy will allow Nestle to save approximately 2.8 million in the coming three years (Maizlish et al., 2013). Nestle aims towards launching another project named Green Alps Project under which the company proposes to distribute the raw materials and products between Italy and France solely through the train. The successful execution of the project will help in reducing approximately 2.3 million greenhouse gases, as 2800 trucks will be taken off the road thereby saving 750,000 (Rojas-Rueda et al., 2012). Fleet vehicles Nestle currently has approximately 2000 fleet of trucks that are used for distributing and delivering pizza and ice cream to the customers along with using several technological advancements that are used for the freezer cabinets. Eutectic freezer plates are used while constructing the new trucks. This allows the trucks to cool overnight when the trucks are stationed in the distribution center. Additionally, for reducing the idling time of the trucks GPS system such as Telematics are installed within the trucks. The installation of Telematics has helped Nestle to reduce the idling time of the trucks by 32% in the last two years thereby, saving almost 250,000 gallons of fuels. Additionally, the company has also increased the environmental and safety efficiency programs for the drivers (Ellison, Greaves Hensher, 2013). Use of alternative fuels With the aim of reducing the emission of greenhouse gases such as carbon dioxide, Nestle has continuously explored other means of using environmentally friendly fuels. In accordance with the aim of reducing the emission of greenhouse gases, the water segment of Nestle in North America has approximately 28 trucks that are powered by gas. By the end of 2016, Nestle is also aiming towards maximising the propane driven trucks by 200. Moreover, in Italy, Nestle has agreed that an estimated 15 trucks will use liquefied natural gas while distributing and transporting the products. By the end of 2016, the Nestle Waters of Thailand aims towards maximising the number of trucks that will use natural gas (Lee, Speight Loyalka, 2014). Carrier relationship management The main components of carrier relationship management include optimizing the use of vehicles and planning of the route along with reducing the cost and adverse environmental impact by mitigating the use of empty trucks. As commented by Han Murphy (2012), trucks with limited loads are inefficient and costly. Therefore, Nestle is aiming towards utilizing the entire capacity of the trucks while distribution and transportation of products. The maximum volume and weight of the product limit the total load carried by the truck at any time. However, exceeding the total weight of the load thereby reduces the distribution and transportation cost by $5 million. This eventually reduces in decreasing an estimated 29,000 tons of greenhouse gases annually. Nestle is aiming towards ensuring that each vehicle leaving the loading site are completely full in order to decrease the emission of greenhouse gases by making an effort of reducing the environmental pollution. In order to increase the backha uling, Nestle has combined the outbound and inbound trucks along with optimizing the loads planning and routes by the distribution and transportation management. Additionally, Nestle shares the transportation facilities with partners such as suppliers, manufacturers, and retailers (Lee, Speight Loyalka, 2014). Effective use of the delivery vehicles is ensured by Nestle with adequate cooperation from the suppliers and the customers. Therefore, the company has ensured that after delivering the product, the delivery trucks of Nestle does not travel empty. As a result, Nestle has installed transport control centres. The installation of transport control centres provided an opportunity for Nestle to visualize the transportation circuits thereby, preventing the travelling of empty trucks after delivering the products. Additionally, Nestle has installed the circuit at a global scale in order to enhance the use of delivery trucks and containers. After installation of the transport control centre, 10 distribution channels of Nestle has been redesigned globally in order to enhance the efficiency of the distribution and transport efficiency. For example, Nestle has established only one company for packaging of the raw materials, distribution centre and import and export warehouse in the Middle East. This gave rise to synchronized transportation along with reduced empty trips by the trucks. Approximately 2000 tons of emitted carbon dioxide is reduced due to Nestls redesigned distribution and transportation networks (Rodrigues et al., 2014). Nestle is the owner of the largest fleet in the United States. This is because Nestle directly distributes, delivers and transports frozen products and water to offices, stores, and residents. Considering the optimization perspective, pizza and ice cream are directly transported from the store. The implementation of the approach is aimed towards recognizing new distribution and route planning thereby, saving the fuel consumption by 3.7 million litres annually (McKinnon, 2012). Conclusion In this paper, it can be concluded that transport and distribution aim towards delivering the products and materials to the target customers, business and government. The effective warehousing, trained workers and managing the distribution appropriately determine the success of transport and distribution. The transport and distribution system includes the combined effort of the various stakeholders such as the carriers, planners, transport managers and the employees. Therefore, the distribution and transportation system implemented by Nestle is both effective and efficient. It can also be concluded that Nestle has successfully invested in various programs and projects in order to enhance the transportation standard. Reducing the emission of carbon dioxide along with the operational cost are some of the steps undertaken by Nestle to increase the efficiency of the distribution and transportation method. Moreover, Nestle has undertaken several other initiatives of improving the distribu tion and transportation. The initiative includes optimizing the using of the vehicle capacity along with cutting down the environmental pollution by prohibiting the use of empty trucks. Nestle has also taken suitable measures for cutting down the operational costs by improving the distribution networks and optimizing the planning route of distribution of the goods References Biswas, A. K., Tortajada, C., Biswas-Tortajada, A., Joshi, Y. K., Gupta, A. (2013). Creating Shared Value: Impacts of Nestl in Moga, India. Springer Science Business Media. Dolley-Sonneville, P. J., Romeo, L. E., Melkoumian, Z. K. (2013). 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